Georgia Motorcycle Insurance: Compare Quotes

Riders Share partnered with RideSafe Insurance Agency and Comparion to help you find the best motorcycle insurance in Georgia. By filling out a single form, you can compare quotes from the most popular insurance brands. After you submit a form, our agents will get in touch to discuss your specific needs and assist you in finding the most affordable rates and appropriate coverage for you.

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Ensure a safer ride by exploring your insurance options today.

Heads up: this is not rental insurance

This quote is for people who own a motorcycle or are looking to buy one. If you just want to rent a bike, Riders Share provides insurance during booking, so you can skip this form.

Don’t Let High Motorcycle Insurance Costs Catch You Off Guard...

Some riders in Georgia may be paying more for insurance than they need to, but comparing rates from different providers can make a big difference. Riders Share works with RideSafe Insurance Agency to connect you with multiple motorcycle insurance companies in Georgia, making it easier to find the right coverage at a competitive price. Taking a few minutes to explore your options can help you avoid overpaying while ensuring you have the protection you need.

Get the best motorcycle insurance in Georgia by checking rates from top providers. A quick form is all it takes.

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Is Motorcycle Insurance Required in Georgia?

Yes, to meet Georgia motorcycle insurance laws, all riders must carry liability insurance to legally operate a motorcycle on public roads. Failing to maintain the required coverage can lead to fines, license suspension, and other legal penalties.

Georgia Motorcycle Insurance Requirements

Motorcyclists in Georgia must carry at least the following minimum liability coverage:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage per accident

The minimum coverage for motorcycles in Georgia helps cover costs for others if an accident occurs, but it does not include protection for personal injuries or motorcycle damages. To stay better protected, riders may want to consider additional coverage options.

Additional Coverage Options

  • Uninsured/Underinsured Motorist Coverage: Helps cover expenses if an uninsured or underinsured driver is involved in an accident with you.
  • Collision Coverage: Pays for repairs or replacement of your motorcycle after an accident.
  • Comprehensive Coverage: Protects against theft, fire, vandalism, and weather-related damages.
  • Medical Payments Coverage: Helps cover medical expenses for you and your passenger.

For up-to-date Georgia motorcycle insurance requirements, visit the Georgia Office of Insurance and Safety Fire Commissioner.

Let us help you shop for affordable motorcycle insurance.

Compare top brands to get you the best coverage and price.

Insurance brands including American Modern, Assurant, Chubb, Clearcover, Foremost, Hartville, Hippo, Lemonade, Nationwide, Openly, Progressive, Protective, Plymouth Rock, RLI, Safeco, and Travelers


Georgia Motorcycle Insurance FAQ

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Do you need motorcycle insurance to ride in Georgia?

Yes, Georgia requires motorcycle insurance to operate a bike legally on public roads.

How much does motorcycle insurance cost in Georgia?

The average motorcycle insurance costs in Georgia vary based on factors such as your age, riding history, location, and type of motorcycle. On average, full coverage policies range from $500 to $1,500 per year, while liability-only policies are more affordable. Georgia also has a few key requirements every rider should know:

  • Liability Insurance: Riders must carry at least the state's minimum liability coverage.
  • Helmet: All riders and passengers are required to wear a DOT-approved helmet.
  • Eye Protection: If the motorcycle does not have a windshield, riders must wear eye protection.
  • Valid Motorcycle License: A Class M license or motorcycle endorsement is required to operate a motorcycle legally.
  • Working Equipment: Motorcycles in Georgia must have functional headlights, taillights, turn signals, and mirrors.
Are there motorcycle insurance discounts in Georgia?

Yes, many motorcycle insurance companies in Georgia offer discounts, including:

  • Multi-Policy Discount: Save by bundling motorcycle insurance with auto or home insurance.
  • Safety Course Discount: Completing an approved rider safety course can lower your rate.
  • Loyalty & Responsible Rider Discounts: A clean driving record or staying with the same insurer may qualify you for savings.
  • Multi-Bike Discount: Insuring more than one motorcycle can reduce costs.
  • Pay-in-Full & Auto-Pay Discounts: Paying upfront or enrolling in automatic payments may lower your premium.

The best way to find discounts on motorcycle insurance in Georgia is to use the form above and compare multiple quotes from different providers.


Best Motorcycle Rides in Georgia

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Georgia offers some of the most scenic motorcycle routes in the Southeast. Whether you're looking to ride up mountain roads or down coastal highways, here are some of the top rides in the state:

  • Tail of the Dragon (US-129): While mostly in North Carolina, this famous road starts in Georgia and is packed with sharp turns and scenic views.
  • Richard B. Russell Scenic Highway: A winding road through the North Georgia mountains with breathtaking vistas.
  • Cherokee Foothills Scenic Highway: A peaceful ride through rolling countryside and historic landmarks.
  • Coastal Highway (US-17): A beautiful coastal ride with ocean views and charming Southern towns.

Motorcycle insurance questions

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insurance coverage near Georgia?

Find answers to your most frequently asked questions by contacting a motorcycle insurance agent in Georgia directly using the above form. You're on your way to affordable coverage to use when you need it most!

Compare Georgia Motorcycle Insurance

To receive motorcycle insurance quotes in Georgia, simply fill out the form provided below. An insurance agent will then reach out to discuss your coverage options and help you find the most affordable plan that meets your needs. Our partners are dedicated to helping you lower your premiums or enhance your coverage in Georgia.

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