Maine Motorcycle Insurance: Compare Quotes

Riders Share partnered with RideSafe Insurance Agency and Comparion to help you find the best motorcycle insurance in Maine. By filling out a single form, you can compare quotes from the most popular insurance brands. After you submit a form, our agents will get in touch to discuss your specific needs and assist you in finding the most affordable rates and appropriate coverage for you.

Get a Quote

Want to pay by mile instead?

LOWER YOUR PREMIUM

Review competitive insurance offers to reduce your costs effectively.

COMPARE QUOTES

Compare motorcycle insurance quotes in Maine side-by-side to see how you can save.

SECURE YOUR JOURNEY

Ensure a safer ride by exploring your insurance options today.

Heads up: this is not rental insurance

This quote is for people who own a motorcycle or are looking to buy one. If you just want to rent a bike, Riders Share provides insurance during booking, so you can skip this form.

Did you know this about motorcycle insurance in Maine?

A lot of riders in Maine end up paying higher prices for motorcycle insurance without even knowing it. Prices can change based on things like your town, the type of motorcycle you ride, and how experienced you are. By checking quotes, you can easily see what different providers offer across Maine. Comparing quotes helps you spot better deals and avoid paying more than necessary. It only takes a few minutes, and it could mean keeping extra money in your pocket.

Use one simple form to check motorcycle insurance quotes from trusted Maine providers.

graphic image/drawing of maine - compare maine motorcycle insurance quotes on Riders Share

Does Maine Require Motorcycle Insurance?

Yes, Maine requires motorcycle insurance for anyone riding on public roads. All riders must carry liability insurance coverage at a minimum to legally operate their motorcycles. Maine’s motorcycle insurance laws are in place to help protect riders and others in case of an accident.

Maine Motorcycle Insurance Requirements

  • Liability Insurance:$50,000 coverage for injury or death of one person in an accident.$100,000 total coverage for injuries or death of multiple people in a single accident.$25,000 coverage for property damage per accident.
  • Uninsured/Underinsured Motorist Coverage: This coverage helps you pay for injuries if another driver causes an accident and doesn’t have enough (or any) insurance.Required minimum of $50,000 per person.$100,000 per accident.
  • Medical Payments Coverage (MedPay): A minimum of $2,000 per person, covering medical bills for you and any passenger regardless of who’s at fault in an accident.

Maine riders must always have proof of insurance available when riding. You can carry either a printed insurance card or a digital version from your insurer. If you're caught riding without insurance, you may face fines, license suspension, or even have your motorcycle impounded.

These requirements exist to keep everyone safe and protected financially. Keeping your insurance current and meeting these standards ensures you're covered in the event of an accident. If you're unsure about your insurance or if your current policy meets Maine’s requirements, our partnership can help you quickly compare coverage and costs from trusted providers across the state.

Let us help you shop for affordable motorcycle insurance.

Compare top brands to get you the best coverage and price.

Insurance brands including American Modern, Assurant, Chubb, Clearcover, Foremost, Hartville, Hippo, Lemonade, Nationwide, Openly, Progressive, Protective, Plymouth Rock, RLI, Safeco, and Travelers

Maine Motorcycle Insurance FAQ

image of motorcycle - compare maine motorcycle insurance quotes on Riders Share

How much is motorcycle insurance in Maine?

Motorcycle insurance costs in Maine typically range between $200 and $500 a year, but this can vary widely depending on factors specific to you. Things like your age, riding experience, driving record, and the type of motorcycle you own can all impact your rate. For example, newer sport bikes usually have higher premiums because they're seen as riskier, while older cruiser or touring motorcycles often cost less to insure. Comparing quotes from several insurance companies is the best way to get an accurate estimate tailored to your situation.

Which insurance is best for motorcycles in Maine?

The best motorcycle insurance in Maine depends on your individual needs, but it's important to choose coverage from a reputable company with strong customer service. Riders typically get good value by combining the required liability insurance with additional coverages like comprehensive, collision, and uninsured motorist protection. Popular and highly rated providers in Maine include Progressive, GEICO, Allstate, and Nationwide. To determine the best option, compare not only prices but also policy features, customer reviews, and claims service.

How to lower motorcycle insurance costs in Maine?

You can lower your motorcycle insurance costs in Maine by completing a motorcycle safety course, maintaining a clean driving record, choosing a higher deductible, bundling your motorcycle coverage with other policies, and securely storing your bike in a garage or using anti-theft devices. These steps can help you qualify for discounts and keep your premiums more affordable.

Are older motorcycles cheaper to insure?

Yes, generally older motorcycles are cheaper to insure than brand-new ones. This is mostly because older bikes usually have lower market values and cost less to repair or replace after an accident. However, insurance costs also depend on the type and model of your motorcycle, not just its age. For example, a vintage or classic bike may actually cost more to insure due to higher replacement values or specialized parts. Always check insurance quotes specifically for your motorcycle's year and model to understand exactly how age affects your premiums.


Ride Your Motorcycle Through Acadia National Park, Maine

image of lake in maine - compare maine motorcycle insurance quotes on Riders Share

Acadia National Park gives riders a chance to experience one of the most unique places in the state without having to leave the pavement. The 27-mile Park Loop Road is a popular way to take in everything from rocky coastlines to wooded hills, with plenty of places to stop along the way. If you're planning a ride through the park, it helps to know where to enter, what areas allow motorcycles, and how to avoid heavy traffic during peak season. We put together a helpful guide that covers everything from timing your ride to finding the best pull-offs for a break or photo.


Motorcycle insurance questions

Have more questions on motorcycle
insurance coverage near Maine?

Find answers to your most frequently asked questions by contacting a motorcycle insurance agent in Maine directly using the above form. You're on your way to affordable coverage to use when you need it most!

Compare Maine Motorcycle Insurance

To receive motorcycle insurance quotes in Maine, simply fill out the form provided below. An insurance agent will then reach out to discuss your coverage options and help you find the most affordable plan that meets your needs. Our partners are dedicated to helping you lower your premiums or enhance your coverage in Maine.

1

Fill out the short form
below with your personal
information.

2

An agent will be in touch
with you to provide you
quotes.

3

Compare motorcycle
insurance quotes and save
money!

Prefer to Pay-By-Mile? See How Much You Could Save WithVOOM Motorcycle insurance

Not every rider needs a full annual policy. VOOM's pay-per-mile insurance lets you pay only for the miles you ride - save up to 60% on average. No hardware, no tracking, no hassle.

Riders Share partnered with VOOM to bring you exclusive savings on usage-based motorcycle insurance.

Save Up to 60% with VOOM Motorcycle insurance

VOOM is currently available in Arizona, Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Minnesota, Missouri, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Wisconsin.