Oregon Motorcycle Insurance: Compare Quotes

Are You Paying Too Much for Motorcycle Insurance in Oregon?

Many riders in Oregon may not be aware that they could be paying too much for motorcycle insurance. With Riders Share’s partnership with RideSafe Insurance Agency, comparing multiple quotes is now a simple process—whether you need motorcycle insurance in Portland, Oregon or any other city in the state. Take a few minutes to review your options and avoid paying more than you should.

Compare motorcycle insurance quotes in Oregon from trusted providers with a quick and simple form. Let us help you find the best motorcycle insurance in Oregon!

Is Motorcycle Insurance Required in Oregon?

Do you need motorcycle insurance in Oregon? The answer is yes. Oregon motorcycle insurance laws require all motorcyclists to carry liability insurance when operating on public roads. Failing to maintain the required coverage can lead to fines, license suspension, and other penalties.

Oregon Motorcycle Insurance Requirements

Motorcyclists in Oregon must carry at least the following minimum liability coverage:

• $25,000 for bodily injury per person
• $50,000 for bodily injury per accident
• $20,000 for property damage per accident

These minimum coverage levels protect others in the event of an accident but do not provide financial protection for the rider’s own motorcycle or medical expenses. Riders should consider additional coverage options for full protection.

Additional Coverage Options

• Uninsured/Underinsured Motorist Coverage: Covers you if you’re involved in an accident with a driver who lacks adequate insurance.
• Collision Coverage: Pays for motorcycle repairs after an accident, regardless of fault.
• Comprehensive Coverage: Protects against non-collision incidents such as theft, fire, and natural disasters.
• Medical Payments Coverage: Helps with medical expenses for you and your passenger in the event of an accident.

For the most up-to-date motorcycle insurance requirements in Oregon, visit the Oregon Division of Financial Regulation.

Let us help you shop for affordable motorcycle insurance.

Compare top brands to get you the best coverage and price.

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Common Questions About Motorcycle Insurance in Oregon

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Best Motorcycle Rides in Oregon

Oregon offers some of the most scenic motorcycle routes in the Pacific Northwest. Whether you're looking for coastal highways or mountain twisties, here are some of the top rides in the state:

• Pacific Coast Scenic Byway (Highway 101): A stunning ride along the Oregon Coast with breathtaking ocean views and smooth curves.
• Cascade Lakes Scenic Byway: A high-elevation ride through the Cascade Mountains with pristine lakes and alpine scenery.
• Hell's Canyon Scenic Byway: An adventurous ride through deep canyons and winding roads in eastern Oregon.
• McKenzie Pass-Santiam Pass Scenic Byway: A curvy mountain road that takes you through volcanic landscapes and dense forests.

Ride the Oregon Trail

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Compare Oregon Motorcycle Insurance

To receive motorcycle insurance quotes in Oregon, simply fill out the form provided below. An insurance agent will then reach out to discuss your coverage options and help you find the most affordable plan that meets your needs. Our partners are dedicated to helping you lower your premiums or enhance your coverage in Oregon.

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Not every rider needs a full annual policy. VOOM's pay-per-mile insurance lets you pay only for the miles you ride - save up to 60% on average. No hardware, no tracking, no hassle.

Riders Share partnered with VOOM to bring you exclusive savings on usage-based motorcycle insurance.

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