Utah Motorcycle Insurance: Compare Quotes

Riders Share partnered with RideSafe Insurance Agency and Comparion to help you find the best motorcycle insurance in Utah. By filling out a single form, you can compare quotes from the most popular insurance brands. After you submit a form, our agents will get in touch to discuss your specific needs and assist you in finding the most affordable rates and appropriate coverage for you.

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What You Might Not Know About Motorcycle Insurance in Utah...

Many Utah riders may be paying more for motorcycle insurance than they need to without even realizing it. Thanks to Riders Share’s partnership with RideSafe Insurance Agency, comparing quotes from multiple providers has never been easier. Taking advantage of these tools can help you find the right coverage at a fair price, so you don’t end up paying more than necessary. 

Compare the best motorcycle insurance quotes in Utah with our trusted providers. Just fill out our quick and easy form!

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Do I Need Motorcycle Insurance in Utah?

Yes, Utah requires all motorcyclists to carry liability insurance when riding on public roads. Failure to meet this requirement can lead to fines, license suspension, and other penalties.

Utah Motorcycle Insurance Requirements

All motorcycle riders in Utah must carry at least the following minimum liability coverage:

  • $25,000 for bodily injury per person
  • $65,000 for bodily injury per accident
  • $15,000 for property damage per accident

These requirements ensure financial responsibility in the event of an accident but do not provide coverage for your own damages or medical expenses. Riders should consider additional insurance options for full protection.

Additional Coverage Options

  • Uninsured/Underinsured Motorist Coverage: Helps protect you if an uninsured or underinsured driver is at fault in an accident.
  • Collision Coverage: Pays for damage to your motorcycle resulting from an accident, regardless of fault.
  • Comprehensive Coverage: Covers non-collision incidents such as theft, vandalism, and weather-related damage.
  • Medical Payments Coverage: Helps cover medical expenses for you and your passengers in case of an accident.

For the latest Utah motorcycle insurance requirements, visit the Utah Insurance Department.

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Compare top brands to get you the best coverage and price.

Insurance brands including American Modern, Assurant, Chubb, Clearcover, Foremost, Hartville, Hippo, Lemonade, Nationwide, Openly, Progressive, Protective, Plymouth Rock, RLI, Safeco, and Travelers


Common Questions About Motorcycle Insurance in Utah

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How much is motorcycle insurance in Utah?

Motorcycle insurance in Utah costs tend to vary based on factors such as your riding history, age, location, and the type of motorcycle you own. On average, full coverage policies range from $500 to $1,500 per year, while liability-only policies tend to be significantly cheaper.

Do I need motorcycle insurance for a 49cc scooter in Utah?

Yes, Utah law requires all motorized vehicles, including 49cc scooters, to carry liability insurance to operate on public roads legally.

Does Utah motorcycle insurance cover passengers?

Standard liability insurance doesn't always include coverage for passengers. To help with medical expenses in the event of an accident, riders may want to add Guest Passenger Liability Coverage or Medical Payments Coverage (MedPay) to their policy.

Where can I find the cheapest motorcycle insurance in Utah?

Insurance rates vary by provider, coverage level, and rider profile. To find cheap motorcycle insurance in Utah, use the form above to compare multiple quotes from top-rated insurers.


Motorcycle Rides in Utah

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Utah is home to some of the most breathtaking motorcycle routes in the country. Whether you prefer open highways or winding mountain roads, here are some of the best rides in the state:

  • Scenic Byway 12: A stunning route through red rock landscapes, leading into Bryce Canyon and Capitol Reef National Park.
  • Alpine Loop Scenic Byway: A beautiful high-altitude ride through the Wasatch Mountains, with incredible views and smooth winding roads.
  • Highway 191 Through Moab: Ride through the red rock desert with access to Arches and Canyonlands National Parks.
  • Mirror Lake Scenic Byway: A high-altitude ride with alpine lakes, mountain vistas, and plenty of great stops along the way.

For more motorcycle routes and upcoming events in Utah, check out our additional blogs on Riders Share below.


Motorcycle insurance questions

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Compare Utah Motorcycle Insurance

To receive motorcycle insurance quotes in Utah, simply fill out the form provided below. An insurance agent will then reach out to discuss your coverage options and help you find the most affordable plan that meets your needs. Our partners are dedicated to helping you lower your premiums or enhance your coverage in Utah.

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