Virginia Motorcycle Insurance: Compare Quotes
Riders Share partnered with RideSafe Insurance Agency and Comparion to help you find the best motorcycle insurance in Virginia. By filling out a single form, you can compare quotes from the most popular insurance brands. After you submit a form, our agents will get in touch to discuss your specific needs and assist you in finding the most affordable rates and appropriate coverage for you.
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Compare motorcycle insurance quotes in Virginia side-by-side to see how you can save.
SECURE YOUR JOURNEY
Ensure a safer ride by exploring your insurance options today.
Heads up: this is not rental insurance
This quote is for people who own a motorcycle or are looking to buy one. If you just want to rent a bike, Riders Share provides insurance during booking, so you can skip this form.
Did you know this about motorcycle insurance in Virginia?
Some riders in Virginia may not realize they’re paying more for insurance than necessary. Rates can vary between providers, and comparing different options is one of the easiest ways to secure a policy that offers the right protection at a fair price. Riders Share has teamed up with RideSafe Insurance Agency to give you access to multiple quotes in one place, making it simple to review coverage options and find the best value. Taking a few minutes to explore what’s available can help you avoid unnecessary costs while making sure you have the coverage you need.
Looking for the best motorcycle insurance in Virginia? Compare rates with a fast and easy form.
Is Motorcycle Insurance Required in Virginia?
Yes, riders in Virginia are required to carry liability insurance unless they choose to pay the Uninsured Motor Vehicle (UMV) fee. This fee allows you to ride without insurance, but it doesn’t provide any financial protection if an accident happens. Carrying insurance is strongly recommended to avoid potential risks and out-of-pocket expenses.
Virginia Motorcycle Insurance Requirements
To meet state requirements, motorcycle riders in Virginia must have at least:
- $30,000 for bodily injury per person
- $60,000 for bodily injury per accident
- $20,000 for property damage per accident
These minimum coverage limits help cover costs for others if you’re involved in an accident, but they don’t include protection for your own medical bills or motorcycle repairs. Adding extra coverage can provide better financial security in case of unexpected incidents.
Additional Coverage Options
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re in an accident with an uninsured or underinsured driver.
- Collision Coverage: Covers motorcycle repair costs after an accident, regardless of fault.
- Comprehensive Coverage: Protects against theft, fire, vandalism, and severe weather damage.
- Medical Payments Coverage: Helps cover medical expenses for you and your passenger in case of an accident.
For the latest Virginia motorcycle insurance requirements, visit the Virginia State Corporation Commission.
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Virginia Motorcycle Insurance FAQ
Discover the Best Motorcycle Rides in Virginia
Virginia offers some of the most scenic motorcycle routes on the East Coast. Here are some of the top rides in the state:
- Blue Ridge Parkway: One of the most famous scenic routes in the U.S., offering breathtaking mountain views.
- Skyline Drive: A stunning 105-mile ride through Shenandoah National Park with incredible overlooks.
- Back of the Dragon: A challenging route with over 400 curves across 32 miles.
- Colonial Parkway: A historical coastal ride connecting Williamsburg, Yorktown, and Jamestown.
Virginia offers some of the most scenic motorcycle routes on the East Coast. Here are some of the top rides in the state:
- Blue Ridge Parkway: One of the most famous scenic routes in the U.S., offering breathtaking mountain views.
- Skyline Drive: A stunning 105-mile ride through Shenandoah National Park with incredible overlooks.
- Back of the Dragon: A challenging route with over 400 curves across 32 miles.
- Colonial Parkway: A historical coastal ride connecting Williamsburg, Yorktown, and Jamestown.
Have more questions on motorcycle
insurance coverage near Virginia?
Find answers to your most frequently asked questions by contacting a motorcycle insurance agent in Virginia directly using the above form. You're on your way to affordable coverage to use when you need it most!
Compare Virginia Motorcycle Insurance
To receive motorcycle insurance quotes in Virginia, simply fill out the form provided below. An insurance agent will then reach out to discuss your coverage options and help you find the most affordable plan that meets your needs. Our partners are dedicated to helping you lower your premiums or enhance your coverage in Virginia.
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Prefer to Pay-By-Mile? See How Much You Could Save With
Not every rider needs a full annual policy. VOOM's pay-per-mile insurance lets you pay only for the miles you ride - save up to 60% on average. No hardware, no tracking, no hassle.
Riders Share partnered with VOOM to bring you exclusive savings on usage-based motorcycle insurance.
VOOM is currently available in Arizona, Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Minnesota, Missouri, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Wisconsin.
Mon - Fri: 8-8 CT
Weekends: 9-8 CT
